Crypto guide
ChangeNow vs StealthEX: Fees, Rates and Execution in 2026
Status: operating (checked Oct 20, 2026)
ChangeNOW supports more than 1,500 assets across more than 110 networks and offers Classic or Fixed Rate quotes, while comparable StealthEX figures are not verified here.
ChangeNow at a glance
| Detail | What applies |
|---|---|
| Fee disclosure | Exchange costs are generally included in the quoted rate. Network fees, liquidity conditions, and route availability |
| Supported assets and networks | More than 1,500 crypto assets across more than 110 networks. Available assets and routes can change with liquidity, |
| Transaction limits | Minimum and maximum amounts are route specific and shown in the quote form before funds are sent. |
| Account requirement | No account is normally required to request and complete a standard crypto swap. |
| KYC and AML policy | ChangeNOW can request identity verification for transactions flagged by its AML and risk controls, including from users |
| Rate options | Classic Rate uses a market based rate and the final received amount can change. Fixed Rate locks the quoted rate for a |
Updated
Quick verdict
ChangeNOW scores 7.3/10 and usually needs no account for a standard crypto swap, but its quoted rate bundles costs.
Our overall score: 7.3/10, read the full ChangeNow review
Best for: Fixed or market based quotes, Cross-chain asset choice, Swaps without a standard account
Not for: Standalone fee disclosure, Guaranteed no-ID use, Recovering sending mistakes
Editorial independence: this review reflects our own independent research and is not influenced by advertisers.
Affiliate disclosure: some links on this page may earn us a commission at no extra cost to you. This does not affect our review.
How do ChangeNOW and StealthEX quote rates?
ChangeNOW offers Classic and Fixed Rate quotes, while StealthEX's equivalent rate options are not verified here. Classic Rate uses a market based rate, so the final amount received can change between the quote and execution. Fixed Rate locks the quoted rate, which gives the sender a clearer expected output before sending.
That choice matters most on volatile routes and for swaps where the receiving amount is tight. A Classic quote may be suitable when a user accepts market movement, while a Fixed Rate quote is the more controlled option when certainty matters more. Check the displayed output and route details before funding an order. See rate calculation for a fuller explanation of how quotes can change.
Winner: too close to call
Fees and final amount transparency
ChangeNOW generally includes exchange costs in the quoted rate instead of publishing a simple standalone trading fee. Network fees, liquidity conditions and route availability are relevant to the quote, so the amount shown to receive is more useful than trying to infer a flat percentage charge.
This approach can be convenient for a one-off swap, but it makes a direct price comparison harder. A user should request like-for-like quotes from both services at the same time, with the same input amount, network and destination asset. StealthEX fee disclosure and its all-in quote method are not verified here. The fees guide can help users separate network costs from the exchange rate they are being offered.
Winner: too close to call
Do ChangeNOW or StealthEX require an account or ID?
ChangeNOW usually does not require an account for a standard swap, but it can request identity verification after AML and risk controls flag a transaction. This is a practical advantage for users who do not want a conventional trading account just to exchange one asset for another.
No-account access is not a promise of anonymous use. ChangeNOW can request KYC, and it restricts service in jurisdictions named in its terms, including sanctioned and other prohibited locations. Users who need to plan for possible checks should read verification requirements and privacy before sending funds. StealthEX account and ID rules are not verified here.
Winner: too close to call
Asset reach, mobile access and recovery limits
ChangeNOW lists more than 1,500 crypto assets across more than 110 networks, though available assets and routes can change with liquidity. That is useful for cross-chain swaps, but the relevant question is always whether the exact route is live in the quote form. Check supported assets before initiating the transfer.
ChangeNOW has iOS and Android apps, which may suit users who want to create and track orders away from a desktop. Its non-custodial flow still requires care: users send funds to a unique order address and receive the output asset at their chosen address. Recovery options are limited after funds are sent to an incorrect address or unsupported route. For an unresolved order, use contact support promptly. StealthEX asset coverage, mobile access and support standards are not verified here.
Winner: too close to call
Frequently asked questions
Does ChangeNOW's Fixed Rate make it cheaper than StealthEX?
No published comparison here establishes that ChangeNOW is cheaper than StealthEX. ChangeNOW's Fixed Rate locks the quoted rate, while its exchange costs are generally included in that quote. Compare both final receive amounts for the same asset pair, amount and network at the same time. A locked quote offers certainty, not proof of the lowest price.
Can I use ChangeNOW without an account more easily than StealthEX?
ChangeNOW normally lets users request and complete a standard crypto swap without creating an account. That does not remove compliance risk because ChangeNOW can request identity verification when AML and risk controls flag a transaction. StealthEX's current account creation and verification rules are not verified here, so a firm ease-of-access winner cannot be named.
Which service has more assets, ChangeNOW or StealthEX?
ChangeNOW states that it supports more than 1,500 crypto assets across more than 110 networks, with live routes subject to liquidity. A comparable current StealthEX asset and network figure is not verified here. The safest test is to search for the exact input asset, output asset and chain before sending, because a broad catalogue does not guarantee every route.
Is ChangeNOW safer than StealthEX for a large cross-chain swap?
This comparison cannot establish that one service is safer than the other. ChangeNOW uses a non-custodial exchange flow, but users still send funds to a unique order address during execution. It can request KYC after risk checks, and recovery options are limited after an incorrect address or unsupported route is funded. Test destination details and the final quote carefully.
Other ChangeNow details we checked (as of Oct 20, 2026)
| Detail | What applies |
|---|---|
| Geographic availability | ChangeNOW restricts service in jurisdictions listed in its terms, including sanctioned and other prohibited |
| Mobile app platforms | Mobile apps are available for iOS and Android. |
| Custody model | Non-custodial exchange flow. Users send funds to a unique order address, and ChangeNOW sends the output asset to the |
| Fiat purchase options | Card and other fiat to crypto purchase options may be available through third party payment providers, subject to |
| BTC network fee | 1 sat/vB |
| KYC requirement | KYC required |
A fact-based comparison of ChangeNOW and StealthEX (as of Oct 20, 2026)
| Criterion | ChangeNOW | StealthEX |
|---|---|---|
| Fee model | Exchange costs are generally included in the quoted rate. | Not verified here |
| Rate type | Classic Rate is market based and the final received amount can change. Fixed Rate locks the quoted rate. | Not verified here |
| Account requirement | No account is normally required for a standard crypto swap. KYC can be requested after AML and risk controls flag a transaction. | Not verified here |
| Asset coverage | More than 1,500 crypto assets across more than 110 networks. Available routes can change with liquidity. | Not verified here |
| Support and mobile access | iOS and Android apps are available. Support response standards are not publicly disclosed. | Not verified here |
Bottom line
ChangeNOW gives users a meaningful choice between a market based Classic Rate and a locked Fixed Rate. Its no-account standard swap flow and more than 1,500 listed assets across more than 110 networks make it practical for many cross-chain requests. The trade-off is that costs are included in the quote rather than displayed as a simple standalone fee. Compliance checks can still interrupt an order, and sending errors are hard to recover from. StealthEX details needed for a definitive price, coverage or support winner are not verified here, so compare live quotes before choosing either service.